About this site

Mortgage Gift Letter is a drafting tool for home buyers who have been asked for a gift letter or a letter of explanation. You type the facts. The draft uses those facts and leaves a blank where something is missing.

We are not a lender, broker, or law firm. We are not affiliated with Fannie Mae, Freddie Mac, Ginnie Mae, FHA, the Department of Veterans Affairs, Nationwide, RBC, or any lender. Requirement notes are summaries of public pages, each with the URL and the date we read it. If we could not read an official source, the note is left out.

The letter is returned to your browser. We do not keep a copy. We do not ask for a Social Security number or a full account number. A request to describe a loan as a gift, or to hide where money came from, is refused.