Disclaimer

Requirement notes are summaries of the public pages linked beside them, read on the date stated in the data file. They are not the Selling Guide, the HUD handbook, or a lender’s form. A later revision of those documents controls. Where we could not read an official source, we did not publish a checklist. That includes VA Pamphlet 26-7 Chapter 4, which the VA Buyer’s Guide cites and which we could not retrieve.

UK and Canadian notes describe what one lender published. Other lenders ask for different letters. “Requirements vary by lender” is the working rule on those pages.

Do not describe this site, or a letter it drafts, as lender-approved, guaranteed acceptance, or Fannie Mae approved.