Terms

By drafting a letter here you agree to these terms.

You will enter only facts that are true. You will not ask the tool to describe a loan as a gift or to hide a source of funds. Making a false statement to a lender can be a federal crime, including under 18 U.S.C. §1014. The same duty not to mislead your lender applies in the UK and Canada.

The draft is not financial, legal, or mortgage advice. We are not your lender or broker. Your lender’s form and instructions control. We do not promise that a lender, Fannie Mae, FHA, VA, or anyone else will accept the letter.

A watermarked preview and the blank templates are free. A single unlocked letter is $4.99. Unlimited letters for one loan, for 30 days in the browser that paid, is $9.99. If checkout is not connected, the button says coming soon and you are not charged. Refunds, when checkout is live, follow Lemon Squeezy’s receipt and the card network’s rules. We can refuse a draft.

The service is provided as available. We are not liable for a loan decision, a delay, or a letter a lender will not accept. Do not send us a Social Security number or a full account number.